Finance calculators

Loans, mortgages, savings, taxes and business math. Estimates, not advice.

• Amortization Schedule Build a full loan or mortgage amortization schedule with recurring, yearly and one-time extra payments, payment dates, CSV export and a printable table.
• Break-Even Calculator Find your break-even point in units and revenue from fixed costs, variable cost and price, plus the sales needed for a target profit and a cost chart.
• Budget Planner (50/30/20) Plan a monthly budget with the 50/30/20 rule or your own split, compare your expenses with the targets, export to CSV and keep it in your browser.
• CAGR Calculator Calculate the compound annual growth rate (CAGR) from a start and end value over years or between two dates, or find the end value from a CAGR.
• Car Loan Calculator Calculate your car loan payment in Canada with trade-in, down payment, provincial sales tax, fees and negative equity, plus total interest and total cost.
• Compound Interest Calculator Free compound interest calculator with regular contributions, any compounding frequency, a year-by-year chart and table, and CSV export.
• Credit Card Payoff Calculator Find how long it takes to pay off a credit card and the interest you'll pay, or the monthly payment to clear it in N months, compared with minimum payments.
• Crypto Profit Calculator Calculate the profit or loss on a crypto trade with buy and sell fees, your ROI and the break-even sell price. Exact to the satoshi, fully private.
• Debt Snowball and Avalanche Planner Plan how to pay off several debts with the snowball or avalanche method, see your debt-free date, the total interest and a month-by-month plan.
• Discount Calculator Find the sale price and how much you save with one or several stacked percentage discounts, a coupon amount and optional sales tax.
• Dividend Yield Calculator Calculate a stock's dividend yield, your annual dividend income and yield on cost, and project dividend reinvestment (DRIP) with dividend and price growth.
• Freelance Rate Calculator Work out the hourly and day rate you need as a freelancer from your income goal, business expenses, taxes and real billable hours, plus a project price.
• Inflation Calculator Find what an amount from one year is worth in another with official annual CPI for Canada (Statistics Canada) and the US (BLS), plus average inflation.
• Investment and Stock Profit Calculator Calculate the profit or loss on a stock trade with commissions, the return in percent, the break-even sell price and the average cost of several purchases.
• Loan Calculator Free loan calculator that finds your payment, total interest and a full amortization schedule, with extra payments, any frequency and CSV export.
• Margin and Markup Calculator Calculate profit margin, markup and selling price from any two values, convert margin to markup and see a margin table. Clear formulas and examples.
• Meeting Cost Timer See what a meeting costs in real time: a stopwatch multiplies the elapsed time by the number of attendees and their hourly rates, with the cost per minute.
• Mortgage Affordability Calculator Estimate the maximum home price you can afford in Canada from your income, debts and down payment, with the mortgage stress test and CMHC GDS/TDS limits.
• Mortgage Calculator (Canada) Canadian mortgage calculator with semi-annual compounding, CMHC insurance premiums, minimum down payment, accelerated bi-weekly payments and a full schedule.
• Net Worth Calculator Calculate your net worth by listing assets and liabilities by category, get your debt-to-asset ratio, print a statement and track snapshots over time.
• Rent vs Buy Calculator Compare renting and buying a home over time with Canadian mortgage math, property tax, maintenance, rent increases and returns, plus the break-even year.
• Retirement Savings Calculator Project retirement savings with growing contributions, returns and inflation, then see how long they last or the withdrawal they can sustain.
• ROI Calculator Calculate return on investment (ROI), net profit and annualized ROI, and compare several investments side by side to see which one really performed best.
• RRSP Tax Refund Estimator Estimate the tax refund from an RRSP contribution in 2026 with federal and provincial brackets, your marginal rate and Quebec's abatement.
• Salary to Hourly Converter Convert an annual salary to an hourly wage and back, with monthly, semi-monthly, bi-weekly, weekly and daily equivalents and your own work schedule.
• Sales Tax Calculator (Canada) Add or remove GST, HST, PST and QST for any Canadian province or territory, with each tax line shown and current rates checked against official sources.
• Sales Tax Calculator (US) Add or remove US sales tax with 2026 state rates for all 50 states and DC, plus your own local rate. Forward and reverse calculation with steps.
• Savings Goal Calculator Find how much to save each month, week or year to reach a savings goal with a return rate and money already saved, or how long it takes with a set amount.
• Simple Interest Calculator Calculate simple interest with I = P × r × t, or solve for the principal, rate or time, in days, months, years or between two dates (actual/365, 30/360).
• Take-Home Pay Calculator (Canada/Quebec) Estimate your 2026 net pay in any province or Quebec after federal and provincial tax, CPP or QPP, EI and QPIP, per week, two weeks or month.
• Tip Calculator and Bill Splitter Calculate the tip and split the bill between friends, with a custom tip percentage, tip before or after tax, and each share rounded up.
• VAT Calculator Add VAT to a net price or remove it from a gross price at any rate, with 2026 EU and UK rates as examples, several items and totals by rate.